How Do Private Mortgage (Hard Money) Lenders Differ?

A pink paper cut out of two men on top of stacks of coins.

You may think that all private mortgage (hard money) lenders are the same, but they as similar as comparing one restaurant to another.   There are two primary factors that make private mortgage lenders different from one another.  The first difference is the types of loans they arrange and the second is whether they are a…

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WHAT IS THE DIFFERENCE BETWEEN PRIVATE MONEY AND HARD MONEY

A house sitting on top of money.

With over 25 years of private mortgage “Hard Money” loan origination experience, I believe I am well qualified to answer this question. The terms Private Money and Hard Money are synonymous and there is no difference between the two. The term Private Money has become more widely used over the last 20 years. I think private…

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HOW TO FIND PROPERTIES IN SOUTHERN CALIFORNIA TO FLIP​

A house with a white door and green grass

One of the questions that people often ask me is how does one find a good property in Southern California to “flip”? There are actually about 60 specific ways to locate a property that can be purchased, rehabbed (repaired) and resold for a profit – “flipped”. As a full-time investor “flipper” I have flipped hundreds of homes…

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