The Private Money Lenders Los Angeles Trusts

Are you looking for a reliable, flexible, and fast financing company in Southern California? GW Private Capital stands out as one of the leading private lenders in the region, specializing in private money loans in California, including private money loans for real estate, and private money loans for Orange County and Los Angeles. With nearly four decades of industry experience, we're trusted by investors and borrowers statewide.

Whether you're a real estate investor seeking funding for residential, commercial, multifamily, mixed-use, or unique properties—or need tailored solutions like bridge loans, fix-and-flip financing, construction loans, short-term options, or even 2nd and 3rd mortgages ranging from $20,000 to $25,000,000—GW Private Capital delivers competitive lending options designed to meet your unique financial requirements.

Unlike traditional banks, we offer quick decisions, streamlined approvals, and the ability to handle higher-risk scenarios with transparent loan terms and exceptional service. We're the go-to provider for borrowers and investors across California who value speed, personalization, and reliability in their private money loans.

As a trusted private money lender in Los Angeles, we lend in most areas of Southern California and offer competitive interest rates, fast funding, and flexible loan terms. Whether you're refinancing owner-occupied properties for business purposes or need capital for major repairs, we can help.

Why Choose GW Private Capital?

Fast, Hassle Free Approvals: Seize opportunities without delay with our swift loan approvals.

Tailored Solutions: Our personalized loan structures cater to your specific needs.

Transparent Terms: Enjoy competitive rates and clear terms for a seamless lending experience.

Whether you are a real estate investor, homeowner, or business owner, GW Private Capital supports your financial projects. We provide professional service, reliability, and convenience.

Call GW Private Capital at (877) 8034919 to experience the benefits of working with Southern California's premier private money lender. Let's build your success together!

As the residential and commercial hard money lenders Los Angeles buyers rely on, GW Private Capital, Inc. arranges an array of private mortgage loans for a multitude of purposes. We fund 1st, 2nd, and 3rd trust deed mortgages. GW Capital, Inc. will lend in most areas of California.

Loan Programs

As the residential and commercial hard money lenders Los Angeles buyers rely on, GW Private Capital, Inc. arranges an array of private mortgage loans for a multitude of purposes. We fund 1st, 2nd, and 3rd trust deed mortgages. GW Capital, Inc. will lend in most areas of California.

We will arrange refinances on owner-occupied if the proceeds will be used for a business purpose. We are the residential and commercial hard money lenders Los Angeles trusts, providing quick loans for both types of properties. We even lend on distressed properties and those needing significant repairs.

Cash-Out and Fast-Cash Loans - 1st and 2nd Trust Deed Mortgages

We arrange 1st, 2nd, and 3rd mortgages to business purpose and non-consumer purposes. We will arrange loans as small as $30,000.

Our improvement and repair loans are made fast and easy! We can arrange a 1st or 2nd mortgage so you can complete some repairs to your investment property. We have assisted many property owners with improvement loans so they could improve their properties to a condition that will allow their property to sell for top dollar!

We offer fast, short-term, and bridge loans. Our streamed-lined approval process will allow you to access capital from your investment property.

GW Private Capital Inc. offers some of the lowest interest rates available for multi-family apartment properties.

About GW Private Capital & Their Services

1. What Is A Private Money Lender?

A private money lender is an individual or company that uses their own funds to finance investments, often in real estate, and earns returns through interest on the loan. Unlike banks or credit unions, private lenders operate independently and work directly with borrowers.

Investors value private lenders because they typically offer quicker approvals and more flexible requirements than traditional financial institutions. While rates and terms vary, the overall process of borrowing from a private lender is similar to obtaining other types of loans.

2. How Do Private Lenders Work?

Private lenders provide capital to fund real estate deals and receive interest payments in return. They collaborate with borrowers to set loan terms—such as the repayment schedule, interest rate, and collateral—before finalizing the agreement.

Many private lenders are also investors themselves, using lending as a way to diversify and grow their portfolios. This creates a mutually beneficial relationship: borrowers gain access to financing, and lenders generate consistent returns.

3. Why Work With a Private Money Lender?

Private money lenders provide real estate investors and homebuyers with financing that is often faster and more flexible than traditional banks. Their approval process typically emphasizes the property’s value and potential rather than relying solely on the borrower’s credit history.

This makes private lending an attractive option for those who may not qualify for conventional mortgages or who need funding quickly to secure a deal. By working with private lenders, borrowers gain access to timely capital and the opportunity to build stronger credit through consistent repayment.

4. What Is a Private Real Estate Loan?

A private real estate loan is a mortgage provided by individuals, family members, or private businesses rather than large financial institutions. These loans are often used by homebuyers and investors to purchase or refinance properties.

Private real estate loans are especially appealing to borrowers with lower credit scores, as they may offer quicker approvals and more favorable terms compared to traditional mortgages. While not as common as bank loans, they provide unique advantages for buyers seeking speed, flexibility, and alternative financing options.

5. What specific types of properties does GW Private Capital offer financing for?

GW Private Capital offers financing for residential, commercial, land, multifamily, office, retail, mixed-use, and unique properties.

6. What are the various purposes for which GW Private Capital provides real estate loans, private loans?

GW Private Capital provides real estate loans, private loans for purchase, refinance, cash-out, bridge loans, fix and flip, construction, construction completion, distressed properties, improvement/repair, business purposes, expansions, investments, fast-cash, property improvement, equity access, and repair to sell.

7. Does GW Private Capital offer first, second, or third mortgages, or all of them?

Yes—GW Private Capital provides first, second, and third mortgages as part of our comprehensive private mortgage lending solutions. Whether you're seeking real estate financing for a purchase, refinance, or cash-out, we structure loans to match your needs. Our offerings are ideal for scenarios requiring bridge financing, creative deal structuring, or leveraging equity across multiple positions. We evaluate each opportunity based on asset value and LTV ratios, delivering fast, flexible funding tailored to your investment strategy.

8. Are there any specific scenarios or types of distressed properties that GW Private Capital specializes in lending for?

GW Private Capital specializes in lending for distressed properties and those needing significant repairs.

9. Is GW Private Capital primarily focused on real estate investors, or do they also cater to individual homeowners and business owners for non-real estate related financing?

GW Private Capital is primarily focused on real estate investors but also caters to individual homeowners and business owners for real estate-related financing.

10. What specific types of commercial properties does GW Private Capital offer hard money financing for?

GW Private Capital offers hard money financing for a variety of specific commercial properties, including multifamily properties, mixed-use developments, shopping centers (retail), unique commercial ventures, office properties, and retail properties.

11. How does GW Private Capital assess a borrower's eligibility, considering that we state, "regardless of credit history"? GW Private Capital assesses eligibility on an equity-based, case-by-case basis regardless of credit history or minimum FICO score; the most important factor is the equity in the property.

12. What makes GW Private Capital a "reliable, flexible, and fast financing company" compared to traditional lenders?

GW Private Capital is reliable due to nearly three decades of experience and transparent terms; flexible through equity-based lending, no minimum FICO requirements, high leverage, low fees, tailored solutions, and higher risk tolerance for those who don't qualify for conventional loans; and fast with hassle-free approvals and quick closings.

13. What is the best way to initiate the loan application process with GW Private Capital?

The best way is to submit a loan request via the "Apply For a Loan" link on the navigation, complete and submit the Online Loan Request and a GW Private Capital representative will contact you, or call (877) 715-2519 for a phone-based consultation with a loan officer.