Private Money Lending: What It Is and How It Works

Stacks of bundled US dollar bills.

Across America in 2017, only 40% of business owners applied for a loan. This number is down from the previous year when an estimated 45% applied for a loan. This information from the Federal Reserve shows that fewer are applying for the loans their company needs, however, loan programs have proven to be a good…

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How Do Private Mortgage (Hard Money) Lenders Differ?

Private Mortgage & Hard Money

You may think that all private mortgage (hard money) lenders are the same, but they as similar as comparing one restaurant to another.   There are two primary factors that make private mortgage lenders different from one another.  The first difference is the types of loans they arrange and the second is whether they are a…

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Things to Know before Taking a Hard Money Loan

hard money loan

Getting a bank loan today has become hard, especially if you have bad credit. Yes, you might get the loan, but the deal will not be as good. At the end of the day, you might find that you owe more in high-interest rates or have to pay a higher premium. This might cause you…

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WHAT IS THE DIFFERENCE BETWEEN PRIVATE MONEY AND HARD MONEY

Private Money vs. Hard Money

With over 25 years of private mortgage “Hard Money” loan origination experience, I believe I am well qualified to answer this question. The terms Private Money and Hard Money are synonymous and there is no difference between the two. The term Private Money has become more widely used over the last 20 years. I think…

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HOW TO FIND PROPERTIES IN SOUTHERN CALIFORNIA TO FLIP​

A house with a white door and green grass

One of the questions that people often ask me is how does one find a good property in Southern California to “flip”? There are actually about 60 specific ways to locate a property that can be purchased, rehabbed (repaired) and resold for a profit – “flipped”. As a full-time investor “flipper” I have flipped hundreds…

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