Our 17 Unique Private Lending Solutions to Fuel Your Real Estate Success

At GW Private Capital, our private lending solutions are built to move your deals forward—fast. From loans as small as $20,000 to $25,000,000, with flexible 1st, 2nd, and even case-by-case 3rd mortgages, we tailor capital to your strategy so you can flip, invest, construct, refinance, purchase, partner, and win in today’s market. Our hard money loans emphasize quick approvals, equity-based lending, and competitive terms, often funding within days for real estate investors, homeowners, and business owners in California.

1) Loans from $20,000

Most lenders won’t look at smaller balances—but we do. We arrange 1st mortgages as small as $30,000 and 2nd mortgages starting at $20,000, giving you nimble funding when time and opportunity align. These smaller loans can be used by real estate investors to seize quick opportunities on modest properties, such as entry-level flips or land acquisitions, or by property owners and homeowners to access equity for essential repairs, debt consolidation, or small-scale improvements without the hassle of traditional bank requirements. The benefits include fast access to capital based on property equity rather than credit scores, enabling you to act swiftly in competitive markets, unlock trapped value in your assets, and avoid missing out on deals that larger lenders overlook, ultimately helping build your portfolio or stabilize your finances with minimal barriers.

 

2) 1st, 2nd, and 3rd Mortgages 

We frequently arrange 2nd mortgages and will consider 3rd position loans on a case-by-case basis to help you unlock trapped equity and structure complex transactions. Investors can use these to maximize leverage on investment properties, combining positions for up to high financing on purchases or refinances, while property owners and homeowners might tap into them for cash-out to fund renovations, business ventures, or emergency needs. This flexibility is particularly helpful for those with existing mortgages, as it allows you to extract equity without refinancing the entire loan, providing quick capital to fuel growth, cover gaps, or enhance property value, all while focusing on the asset’s potential rather than strict credit qualifications.

 

3) Residential, Commercial, and Special Purpose Properties 

From single-family and mixed-use to land and specialty assets, we lend across a wide range of property types—because your portfolio shouldn’t be limited by a bank’s checkbox. Real estate investors can utilize this for diversifying portfolios with multifamily units, office spaces, retail, or unique assets like land for development, while property owners and homeowners benefit from financing options on non-standard homes or commercial holdings. This broad coverage helps you pursue opportunities in varied markets, secure funding for properties that traditional lenders avoid due to type or condition, and ultimately increase rental income, resale value, or business operations through tailored, equity-focused loans that prioritize speed and creativity.

 

4) Fix and Flip Loans

Looking for maximum leverage and speed? Our fix and flip loans are a core niche—buy, finance, improve, and sell with a lender that understands investor timelines. Investors can use these to acquire distressed properties, cover renovation costs, and exit profitably within short terms, ideal for house flipping ventures in competitive areas like Los Angeles. For property owners, it offers a way to rehab and sell personal holdings at higher values. The key benefits include streamlined approvals for higher-risk scenarios, funding based on after-repair value to maximize borrowing power, and quick closings that align with market windows, helping you turn underperforming assets into substantial returns and build wealth through repeated cycles.

 

5) Foreclosure Bailout

Life happens. We’ll consider reinstating a mortgage or stopping a foreclosure to help a property owner stabilize and protect their equity—handled thoughtfully on a case-by-case basis. Homeowners and property owners facing distress can use this to reinstate loans or provide short-term relief, buying time to refinance, sell, or recover financially. Investors might leverage it to rescue deals on undervalued properties. This service is invaluable for preserving equity during tough times, offering fast intervention to avoid loss, and providing a lifeline that traditional banks often deny, ultimately allowing you to regain control, rebuild credit, and potentially profit from retained assets.

 

6) GroundUp Construction 

When your vision needs vertical capital, we arrange construction loans to break ground with confidence. Real estate investors and developers can use these for new builds on residential or commercial sites, drawing funds as progress milestones are met. Property owners might apply them to expand existing structures. Benefits include flexible terms for project-specific needs, quick funding to start work without delays, and equity-based approvals that support ambitious ventures, helping you create new value, generate rental income, or sell completed properties for significant gains in California’s growing market.

 

7) Construction Completion

Partially built—and stuck? We can fund partially completed projects so you can finish, stabilize, and exit profitably. This is useful for investors halted mid-project due to funding issues, allowing draws to complete residential or commercial builds. Homeowners can finish personal additions or remodels. The advantage lies in rescuing stalled investments, focusing on completion value for higher leverage, and providing swift capital to avoid further costs like delays or penalties, enabling you to realize full property potential, secure tenants, or sell at peak value.

 

8) Repair 2 Sell

Agents and sellers: repair now, sell for top dollar. We’ll lend for improvements so you can list beautifully and net more at closing. Property owners and homeowners can use this to finance targeted upgrades like kitchens or exteriors before listing, while investors apply it to polish flips. It helps maximize sale prices by addressing buyer concerns upfront, offers fast funding for time-sensitive markets, and boosts net proceeds through equity-based loans, ultimately shortening time on market and enhancing returns or equity preservation.

 

9) Short Term Bridge Loans

Bridge timing gaps, seize opportunities, or handle emergencies with short-term bridge loans designed for speed and flexibility. Investors can use them for quick acquisitions or transitions between sales, homeowners for buying new residences before selling old ones, and property owners for cash flow during renovations. Benefits include expedited approvals to navigate market timing, covering gaps without long-term commitments, and enabling confident moves in dynamic real estate, helping you avoid missed opportunities and maintain momentum in your investments or relocations.

 

10) Owner Occupied Private Money (Purchase or Refi)

When traditional lenders say no, we can often say yes on owner-occupied private money scenarios. Realtors and loan officers—if your borrower is hitting roadblocks on their primary residence, call us. Homeowners can use this for purchases or refinances when credit or income issues block banks, often for business purposes tied to the property. It’s helpful for accessing equity quickly, funding home improvements or debt relief, and providing options where conventional loans fail, allowing you to stay in or acquire your home with equity-focused terms that prioritize your long-term stability.

 

11) Commissions for Realtors & Loan Officers 

Create a new profit center. We pay commissions for closed private money loans—and because private loans close fast, your pipeline moves. Realtors and loan officers can refer clients needing alternative financing, earning fees on successful deals. This is beneficial for building additional revenue streams, accelerating client transactions with our quick closings, and enhancing your service by offering solutions for challenging borrowers, ultimately strengthening relationships and boosting your business through reliable partnerships.

 

12) Business Purpose Loans

Need working capital for payroll, expansion, or equipment? If you own real estate, we may be able to deliver a fast, reasonably priced business loan—with amounts starting at $20,000. Property owners and investors can secure these against real estate equity for non-consumer uses like business growth or operations. Homeowners with properties can tap in for entrepreneurial needs. The value comes from rapid approvals bypassing traditional hurdles, providing flexible capital to sustain or scale businesses, and leveraging property assets to fuel economic opportunities without depleting personal savings.

 

13) Build an ADU

Unlock property value and rental income with ADU financing. We arrange 1st and 2nd mortgages to fund your accessory dwelling unit plans. Homeowners and property owners can use this for constructing additional units on existing lots, creating rental streams or family housing. Investors benefit from adding value to portfolios. It helps generate passive income, increase property appraisal, and comply with California’s ADU incentives, offering equity-based funding to transform underutilized space into profitable assets with minimal upfront cash.

 

14) Buy Before You Sell (Bridge Loans)

Buy confidently while your current property is listed. Our bridge loans help you secure the next home or asset without waiting on a sale. Homeowners relocating can purchase new residences first, avoiding rental interim; investors use it for seamless portfolio shifts. This service bridges financial gaps with short-term funds, reduces stress from contingencies, and allows you to capitalize on ideal buys, preserving equity and ensuring smooth transitions in volatile markets.

 

15) Real Estate Partnerships

Have a great deal but light on capital? We can partner—bringing funding to the table and splitting seller net proceeds generously. Investors can collaborate on flips, developments, or acquisitions through joint ventures or syndications, sharing risks and rewards. Property owners might partner to develop or sell. Benefits include accessing expertise and capital without full ownership burdens, leveraging our 30+ years of experience for higher success rates, and achieving deals that would otherwise be out of reach, fostering wealth-building through shared profits.

 

16) Read the Book: How to Find, Finance & Flip California Real Estate 

Ready to learn insider strategies? Dive into Jay Green’s book and get practical guidance drawn from hundreds of successful flips. Investors, property owners, and aspiring homeowners can use this resource to master finding undervalued properties, securing financing like our hard money options, and executing profitable flips. It’s helpful for gaining real-world insights from Jay’s 30+ years of experience, avoiding common pitfalls, and building skills to maximize returns, empowering you to navigate California’s market with confidence and turn knowledge into actionable success.

 

17) Invest in Trust Deeds (8%–15% Targeted Annual Returns)

Earn 8–15% with trust deed investments—private mortgages secured by real estate—arranged by a team with 30+ years of experience. (Not an offer of securities; ask us about risks and suitability.) Investors can use this to place capital in secured loans, earning steady returns while diversifying portfolios. Property owners might explore as an alternative income source. The benefits include high-yield opportunities backed by real property, professional management to mitigate risks, and passive income streams, helping you grow wealth safely in a volatile economy through vetted, equity-secured investments.

 

Why GW Private Capital

• Speed & creativity: We specialize in scenarios traditional lenders won’t touch, from mixed-use and land to construction completion and foreclosure bailout.
• Flexible structures: 1st, 2nd, and 3rd mortgages, short-term bridge loans, business purpose loans, and owner-occupied private money give you options at every stage.
• Investor focus: From fix and flip loans to Repair 2 Sell and ADU builds, we finance the strategies that build your wealth.

 

Founded in 2015 by Jay Green with over 35 years of experience, we prioritize transparency and personalized service.

 

Let’s Talk About Your Deal

Call or text Jay Green at 714-747-1912, visit gwprivatecapital.com, or stop by 15820 Whittier Blvd., Suite E, Whittier, CA 90603. DRE #01988401. Phone: 877-715-2519.