Posts by GW Private Capital

If you’re looking for a mortgage to buy real estate, refinance an existing property, take out a second loan or invest in a flip, private lending may be an option to consider. 1. Greater Flexibility Some borrowers may have been turned down by traditional financial institution or they don’t want to go provide the lengthy…

When deciding to purchase a commercial building, how you plan to finance this acquisition should be your first consideration. If you are not using cash, you must determine your financing options. Some financing options are to obtain a commercial loan from a bank or from a mortgage broker. You may also qualify for an SBA…

There are alternative mortgages options to banks or traditional financing sources. Private mortgages or hard money loans are loans that are funded by private individuals or private money lenders for real estate. Private mortgages fill a need for borrowers and properties that might not qualify or fit within the loan guidelines of traditional lenders. Private…

Private money loans are privately funded mortgages that allow real estate investors to quickly purchase their next fix and flip property. The flip market can be tricky, but with the right private mortgage, financing a flip is much easier. Traditional Lenders and Flips One of the most difficult parts of the fix and flip business…

The tight requirements that traditional mortgage lenders and banks impose on borrowers creates the need for private and hard money mortgages. Private money lenders offer mortgages that are easy to obtain and remove the red tape associated with traditional mortgage lending. Sadly, most real estate owners and borrowers remain blinded by the numerous myths and…

A fix-and-flip is a process by which you purchase a home or property, renovate and fix it up, and then sell it for a higher cost than you invested in it to make your money back. Ideally you would be able to sell it for much more than you paid for it. But it isn’t…

Even if you aren’t a first time home buyer, the ins and outs of getting a mortgage can be overwhelming. With a traditional loan you have to apply, jumping through all of the bank’s hoops, making sure you’re qualified, and then wait the long months until you get the news, wondering what you’re going to…

Serious real estate investors don’t have time to wait months for a traditional loan. When you want to flip a property for a quick resale, you want to use a loan program that’s going to work quickly. You want a loan that can be processed in a matter of days, not weeks. You don’t have…

Established banks and mortgage companies have strict loan qualification requirements that must be met before they will issue a home loan. People who do not meet strict bank or traditional mortgage company qualifications have options. Private mortgages are alternative to traditional mortgages. Borrowers who take out a private mortgage are not necessarily a credit risk,…

What is a hard money loan? The term “hard money” was first used in the 1950s for a loan based on property assets instead of credit. Essentially, this type of loan is a financing tool for real estate investors. There are many advantages with flexibility and speed being the top benefits. Are you a real…